Best Free Checking
It’s exactly what it says — FREE! Plus, you’ll receive $10 for adding any new direct deposit or ACH transaction to your account.
- $100 Minimum Opening Balance
- No Monthly Fee and No Minimum Balance Requirement**
- Unlimited Check Writing
- Free First Order of Standard Checks***
- First Two Non-Sufficient Funds (NSF) Fees Waived
- First Year Free on New Safe Deposit Box****
- Free Identity Theft Protection with ID SafeSM
- Up to $1,000 Identity Theft Insurance
* Upon customer notification of any new direct deposit or ACH transaction posting to the account, the $10 bonus will be deposited into the checking account the following business day.
** No monthly fee as long as account remains active. Minimum opening deposit of $100 is required; no minimum balance requirement after opening.
*** Fees apply thereafter. Planters Bank reserves the right to pay or return the check.
**** Small box or credit toward larger box, subject to availability.
The services listed below are included with every Planters Bank personal checking account:
- Online Banking with Bill Pay
- Mobile Banking
- E-Statements
- Visa® Check Card with UChoose RewardsSM
- Overdraft Privilege*****
- ATM Banking
- Telephone Banking
***** Overdraft Privilege is subject to approval. When we pay overdraft items customers will be charged our normal NSF-item paid fee for each item presented. You must bring your account to a positive balance within a 30-day period. Whether overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if the account is not in good standing, if the customer is not making regular deposits, or if the customer has too many overdrafts.
