Preferred Interest Checking
Preferred Interest Checking rewards you with higher interest rates when you hold higher balances. Plus, you’ll receive $10 for adding any new direct deposit or ACH transaction to your account.*
- $100 Minimum Opening Balance
- Avoid the Monthly Account Fee With:
- $1,500 Minimum Daily Balance OR
- $10,000 Combined Deposits OR
- $20,000 Combined Loans and Deposits
- Unlimited Check Writing
- Tiered Interest**
- Free Designer Checks
- Free Safety Deposit Box***
- Free Money Orders (3 per month)
- Free Single-User Travelers Checks
- Free Identity Theft Protection with ID SafeSM
- Up to $1,000 Identity Theft Insurance
* Upon customer notification of any new direct deposit or ACH transaction posting to the account, the $10 bonus will be deposited into the checking account the following business day.
** Interest paid on entire balance when you maintain a minimum daily balance of $1,500. Interest rate subject to change.
*** For customers with deposits of $50,000 or more.
The services listed below are included with every Planters Bank personal checking account:
- Online Banking with Bill Pay
- Mobile Banking
- E-Statements
- Visa® Check Card with UChoose RewardsSM
- Overdraft Privilege****
- ATM Banking
- Telephone Banking
**** Overdraft Privilege is subject to approval. When we pay overdraft items customers will be charged our normal NSF-item paid fee for each item presented. You must bring your account to a positive balance within a 30-day period. Whether overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if the account is not in good standing, if the customer is not making regular deposits, or if the customer has too many overdrafts.
