Planters Bank

Personal Checking Accounts

Planters Bank Checking Accounts give you choices that best fit the way you want to bank … and how you prefer to spend. Use the Comparison Chart below to find the account or accounts that appeal most to you … and then click or tap on the Account Name for additional details. All of our Personal Accounts come with attractive Checking Account Extras that give you even more reasons to Expect Great Things from Planters Bank!

Checking Account Comparison Chart

Open any Planters Bank Checking Account with only a $100 Minimum Opening Balance!

Account NameWhy This Account
May Be for You		Monthly FeeMonthly StatementsWhat Makes It Different
PlantersPerks Checking
More info		 Use your mobile device to receive a ton of online discounts and other ways to save $7 with opportunities to reduce or eliminate fee
  • eStatement
  • Paper Statement (your choice)
  • Exclusive access to PlantersPerks app with valuable instant discounts
  • ID Theft Aid protection package 1 Including personal Identity and Payment Card Financial Protection 3
  • Cell Phone Protection
  • 24/7 Emergency Roadside Assistance 
  • Free checks
  Access your benefits 24/7 at www.plantersperks.com, plus get the app by searching “PlantersPerks” in the Apple App Store or Google Play.
Interest Checking
More info		 The greater your balance, the higher your interest rate $10 with opportunities to eliminate fee
  • eStatement
  • Paper Statement (your choice)
  • 5 Interest Tiers with each earning a higher rate depending on your account balance
  • Free first year Safe Deposit Box 2
  • Free checks
PaySound Checking Plan
More info		 Access to line of credit and no chance of overdraft fees $15
  • eStatement
    ($0 per month)
  • Paper Statement
    ($5 per month)
  • No Overdraft Fees
  • Access to Personal Line of Credit – up to $1,000
  • Apply Online 24/7
  Apply online 24/7 at https://paysound.plantersbankonline.com.
eChecking
More info		 You prefer Online Banking over paper checks … and we pay you to do so $0
Earn $2 per month for using Online Banking
  • eStatement
  • Earn a $2 Deposit from Planters Bank each month just for using Online Banking
  • You may write up to 5 paper checks per month
Best Free Checking
More info		 Simple, no-frills, convenient and easy to manage $0
  • eStatement
  • Paper Statement (your choice)
  • Free first year Safe Deposit Box 2

Checking Account Extras

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Info Request Switch to Planters Bank Offices

1 ID Theft Aid package includes Payment Card Protection, Personal Identity Theft Protection, Identity Recovery and Restoration and Travel Accidental Death Insurance. Personal Identity Protection is subject to additional terms and conditions; up to $2,500 reimbursement for Planters Perks Checking and up to $1,000 for all other Checking Account holders.
2 Small Safe Deposit Box or credit toward Large Box, subject to availability.
3 Insurance products are NOT A DEPOSIT - NOT FDIC INSURED - NOT INSURED BY ANY FEDERAL GOVERNMENT OR AGENCY - NOT GUARANTEED BY PLANTERS BANK.