Planters Bank’s Commercial Checking Accounts provide extra value and customizable services to ensure you have the best possible fit for your business. The following are additional reasons you can Expect Great Things by working with the Commercial Bankers at Planters:
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1 To be eligible for iDeposit Mobile you must: (1) be at least 18 years old, (2) have a banking relationship with Planters Bank for at least 30 days, (3) have a Planters Bank Consumer Online Banking account, (4) have a compatible device (Android or Apple) and the Planters Bank Mobile App and (5) maintain your Planters Bank accounts in good standing. 2 Overdraft Privilege is subject to approval. Overdraft Privilege is available for all checks written, in-person withdrawals, ACH transactions, preauthorized automatic transfers, internet banking and telephone banking. When we pay overdraft items, you will be charged our normal NSF – Item Paid fee, currently $37, for each item that is presented. You will also be charged an overdraft per day fee of $5 after the account has been negative for 4 days. You must bring your account to a positive balance within a 30 day period. Whether overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if the account is not in good standing, if you are not making regular deposits, or if you have too many overdrafts. Fees apply thereafter, Planters Bank reserves the right to pay or return the check. 3 The option to rent a Safe Deposit Box is included with each Checking Account, depending upon availability. This is not a free service. 4 Accounts and services must be active for 60 days to receive uChoose bonus points. Additional points available when you sign-up for eStatements or Online Bill Pay and on your anniversary date.
