Planters Bank

HELOC Interest Checking

Earn higher interest rates in exchange for greater account balances … with this account featuring 5 interest tiers. When your balance moves to a higher level your rate will automatically adjust. Also, you can easily avoid the monthly account fee with your compensating deposit and/or loan balances (see below). Contact any Planters Bank customer service representative for current interest rates.



Minimum Opening Balance


Monthly Fee with three ways to avoid the fee:

  • $1,500 Minimum Daily Balance
  • $10,000 or more Combined Balances
       in all of your Personal Deposit Accounts 1
  • $20,000 or more Combined Balances
       in all of your Personal Deposit and Loan Accounts1


Cost of Checks (with Unlimited Check Writing)


Monthly eStatement or Paper Statement (your choice!)


Calculator: How can I save a million dollars

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If you are the primary account holder on a joint checking and/or other deposit account, the account balance will count toward the monthly fee waiver.
Small Safe Deposit Box or credit toward Large Box, subject to availability.
Accounts and services must be active for 60 days to receive uChoose bonus points. Additional points available when you sign-up for eStatements or Online Bill Pay and on your anniversary date.