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Checking Account Extras

Each Planters Bank Checking Account comes with “EXTRAS” that provide you with value above what you would receive at most financial institutions. The following give you even more reasons to Expect Great Things by banking with Planters Bank!

  • ATM Services
    Use your Planters Bank Visa® Check Card at any Planters Bank ATM to withdraw cash and transfer funds between your Planters Bank deposit accounts … for no fee. You can also use your Planters Bank Visa® Check Card at practically any ATM worldwide to withdraw cash from your primary Planters Bank checking account. 1
    More info – Find a Planters Bank ATM
     
  • Card Control
    Control your Planters Bank Visa® Check Card from your mobile device. Card Control puts extra security and control over your Check Card right in the palm of your hand! No fee.
    More info  

  • eStatements
    Monthly eStatements are a secure, fast and “green” alternative to paper statements. EStatements are always at your fingertips through your Planters Bank Online Banking portal. No fee. What you need to know:
    • You must be enrolled in Online Banking to receive your eStatement.
    • If you do not already have Online Banking access, follow these steps:
      • Go to the Planters Bank website home page - Planters Bank
      • Locate the dark green “Account Access” area (upper right side of home page)
      • Simply click or tap on “First Time User” near bottom of “Account Access” area
      • Accept the terms and conditions, enter the requested information and click SUBMIT.
      • You will receive an email confirming your enrollment.
    • Login to Personal Online Banking – Within Online Banking, simply click the “Documents” tab to retrieve your statement.
    More info – Watch eStatements Video
    eStatements  

  • Greenlight
    With the Greenlight debit card and app, kids earn money through chores, set savings goals, and spend wisely. Parents set flexible controls and get real-time notifications every time their kids spend money.
    Learn more

  • iDeposit Mobile
    Deposit checks on-the-go using your smart device’s camera. In a snap, it’s in the bank! No fee. 2
    More info
    More info – Watch iDeposit Mobile Video
    eStatements  
  • ID Theft Aid (powered by BaZing) – NO FEE to all personal Checking Customers
    If you have any personal Planters Bank Checking Account: For NO FEE you will have access to ID theft prevention resources … and if your identity is ever compromised or stolen you will have up to $1,000 Personal Identity Theft Protection and Identity Recovery & Restoration assistance.

    If you have a PlantersPerks Checking Account: For NO FEE you will have access to ID theft prevention resources … and if your identity is ever compromised or stolen you will have up to $2,500 Personal Identity Theft Protection, Identity Recovery & Restoration Assistance plus $10,000 Travel Accidental Death Insurance.
    More info
     
  • Mobile Banking
    Bank on the go! Access your Planters Bank accounts anywhere from your smartphone or tablet using the Planters Bank app. No fee.
    More info
    More info – Watch Mobile Banking Video
    Mobile Banking  
  • Online Banking and Bill Pay
    Secure Online Banking gives you instant access to all of your Planters Bank accounts … and allows you to pay your bills online, transfer money between your Planters Bank deposit and loan accounts … and more! No fee.
    More info  
    More info – Watch Online Banking Video
    Mobile Banking
    More info – Watch Online Bill Pay Video
    Mobile Banking
     
  • Overdraft Privilege
    Our Overdraft Privilege service offers you peace of mind knowing you will receive an extra level of protection against unintentional account overdrafts. 3
    More info
     
  • Re-Order Checks
    Re-order checks online 24/7. All you need is your routing and account number. Multiple designs are available. If you need additional assistance, you can contact any Planters Bank customer service representative.
    More info
     
  • Safe Deposit Box
    Safe Deposit Boxes provide privacy and security for your important documents and valuables. Your Planters Bank Safe Deposit Box is more resistant to fire, water or theft than holding these items at home. Planters Bank offers a selection of box sizes, options and prices to best fit your needs. You can contact any Planters Bank office for details. 4
    More info – Find a Planters Bank Office Near You
     
  • Switch To Planters
    Thinking about switching to Planters Bank? We will make your move easy by helping you with all account details!
    More info
    Checklist
     
  • Telephone Banking
    Verify your account balance for Checking, Savings and Loan accounts. Make transfers between your Planters Bank accounts – including paying down loans via deposit transfer. You can also hear other product information by calling our 24/7 toll-free number – 877-792-4078. No fee.
     
  • Text Banking
    Use Text Banking to quickly verify account balances, most recent transactions or find your nearest Planters Bank office. No fee. Message and data rates may apply.
    More info
     
  • Visa® Check Card with uChoose Rewards
    Who says you can’t get something for nothing? You can enjoy the convenience and security of using your Planters Bank Visa® Check Card with uChoose Rewards. Each signature-based card transaction you make earns uChoose Reward points. Build your points balance for weeks, months or years … and redeem your points in a variety of ways including cash back, travel, merchandise, gifts cards and more.5
    More info
    More info – Watch uChoose Video
    Mobile Banking
     
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  • Visa® Credit Cards
    Look through several options for Visa® Credit Cards … choose the best fit for you … and apply online. Of course, we will also provide you with assistance at any Planters Bank location.
    More info – Visa® Credit Cards
     
  • Wire Transfer
    When sending a check or giving someone cash are not options, you may choose to Wire Transfer money. Wire Transfers are quick, cheap and will allow you to send money anywhere in the world. Among the best methods of international money transfer, Wire Transfers often provide for the transferred money to be picked up the same day. Restrictions and fees may apply. See any Planters Bank customer service representative for details.
     
  • Zelle®
    Zelle® is a fast, safe and convenient way to send money in minutes to friends, family and others you trust! 6 You can access Zelle® through Planters Bank Mobile Banking.
    More info
    More info – Zelle Video
    Zelle

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Switch to Planters Info Request Bank Offices

Cash withdrawals or other transactions performed at a non-Planters Bank ATM may be subject to a service fee. Please be aware of potential fees (usually posted on ATMs) before making a transaction at a non-Planters Bank ATM.
To be eligible for iDeposit Mobile you must: (1) be at least 18 years old, (2) have a banking relationship with Planters Bank for at least 30 days, (3) have a Planters Bank Consumer Online Banking account, (4) have a compatible device (Android or Apple) and the Planters Bank Mobile App and (5) maintain your Planters Bank accounts in good standing.
Overdraft Privilege is subject to approval. Overdraft Privilege is available for all checks written, in-person withdrawals, ACH transactions, preauthorized automatic transfers, internet banking and telephone banking. When we pay overdraft items, you will be charged our normal NSF–Item Paid fee, currently $37, for each item that is presented. You will also be charged an overdraft per day fee of $5 after the account has been negative for 4 calendar days. You must bring your account to a positive balance within a 30 day period. Whether overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if the account is not in good standing, if you are not making regular deposits, or if you have too many overdrafts. Fees apply thereafter, Planters Bank reserves the right to pay or return the check.
The option to rent a Safe Deposit Box is included with each Checking Account, depending upon availability. This is a free service for the first year for Interest Checking customers and Best Free Checking customers.
Upon approval. Redemptions of uChoose Rewards points may be subject to being treated as ordinary taxable income by the IRS. See your tax advisor for guidance.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.