Planters Bank

Business Checking Accounts

Manage your cash – while maximizing your time and resources – when you have your Checking and other Deposit Accounts with Planters Bank. You can Expect Great Things starting with the personal involvement our Commercial Bankers have with you and your business. Many other banks will make this claim, but Planters Bank DELIVERS!

For a quick overview of Planters Bank’s various Commercial Deposit Accounts, please see the Comparison Chart below. Also, every Commercial Checking Account comes with Business Checking Account Extras that provide you with even more bang for your buck!

Business Checking Accounts Comparison Chart

Open any Planters Bank Business Checking or Money Market Account with only a $100 Minimum Deposit!

Account NameWhy this Account
May Be for You
Monthly FeeAllowable TransactionsExtra Features
Free Business Checking
More info
Simple-to-manage for businesses with limited monthly account activity. $0 $0 for first 200 items processed; $.50 per item in excess of 200
  • Free Small Business Online Banking and Bill Pay
  • Free iDeposit Mobile
  • Free Visa® Business Check Card with uChoose Rewards
  • Overdraft Privilege 1
  • Paper Statements and eStatements available (both with Check images)
Small Business Checking
More info
Receive great value with a variety of benefits for your business. $10 monthly fee waived with $2,500 MDB $0 for first 350 items processed; $.50 per item in excess of 350
  • Free Small Business Online Banking and Bill Pay
  • Free Visa® Business Check Card with uChoose Rewards
  • Free iDeposit Mobile 
  • Overdraft Privilege1
  • Paper Statements and eStatements available (both with Check images)
Business Interest Checking
More info
Best for sole proprietorships or non-profit organizations; earns interest based on daily balances with interest earnings posted to your account at end of each Statement cycle. $12 monthly fee waived with $3,500 MDB Unlimited transactions
  • Free Small Business Online Banking and Bill Pay
  • Free Visa® Business Check Card with uChoose Rewards
  • Free iDeposit Mobile
  • Overdraft Privilege1
  • Paper Statements and eStatements available (both with Check images)
Business Checking
More info
For businesses that may have multiple deposit accounts, higher transaction volume and unique cash management needs. Custom fee structure based on your account activity. Fees may be offset by compensating balances. Variable number of transactions allowed at no charge based on your account activity. Ask for details on how we can help customize your Business Checking account to include features such as:
  • Commercial Online Banking and Bill Pay
  • Free Visa® Business Check Card with uChoose Rewards
  • Overdraft Privilege1
  • Check Images and eStatements available on archived CD

Business Checking Account Extras

Info Request Bank Offices Switch to Planters

1 Overdraft Privilege is subject to approval. Overdraft Privilege is available for all checks written, in-person withdrawals, ACH transactions, preauthorized automatic transfers, internet banking and telephone banking. When we pay overdraft items, you will be charged our normal NSF – Item Paid fee, currently $37, for each item that is presented. You will also be charged an overdraft per day fee of $5 after the account has been negative for 4 days. You must bring your account to a positive balance within a 30 day period. Whether overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if the account is not in good standing, if you are not making regular deposits, or if you have too many overdrafts. Fees apply thereafter, Planters Bank reserves the right to pay or return the check.